Maverick Benefits wants to help you protect your future with the right life insurance plan.

Life Insurance Plans

Supplemental health insurance plans—such as accident, critical illness, and cancer insurance—are designed to provide additional financial protection when unexpected medical events occur. These plans can help ease the burden of out-of-pocket expenses like deductibles, co-pays, lost income, or travel costs for treatment.



These coverages are not replacements for major medical insurance, but rather complements that can make a big difference in times of need. Choosing the right supplemental insurance depends on your lifestyle, budget, and overall health goals.

Types of Supplemental Insurance

Accident Insurance

Accident insurance provides cash benefits in the event of accidental injuries such as fractures, dislocations, or emergency room visits. It can help pay for things like ambulance rides, X-rays, surgery, and follow-up care. Since accidents can happen anytime, this coverage helps fill in the financial gaps left by

traditional health insurance.

Critical Illness Insurance

A diagnosis of a serious illness, like a heart attack, stroke, or kidney failure, can bring sudden financial stress. Critical illness insurance provides a lump-sum benefit upon diagnosis of a covered condition. This money can be used however you need: medical treatment, rent, groceries, or travel to specialized care.

Cancer Insurance

Cancer insurance focuses specifically on the unique expenses tied to cancer diagnosis and treatment. This plan can cover costs such as chemotherapy, radiation, specialist visits, hospital stays, and transportation. It also provides peace of mind during long-term recovery, when other income may be reduced.

What to Consider When Choosing a Supplemental Plan

When selecting a supplemental health insurance policy, consider the following:

Health History: Evaluate personal and family medical history to identify potential risks.

Lifestyle Factors: Consider your activity level, occupation, and general health to assess the likelihood of injury or illness.

Existing Coverage: Review what your primary health insurance does and doesn’t cover—supplemental plans can help bridge those gaps.

Financial Goals: Choose a policy that balances coverage needs with affordability.

Flexibility: Many plans allow you to use benefits for both medical and non-medical expenses.